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Being prepared for your future career progression is referred to as career asset management. Since your career is your earning power for paying back your debts and financing your retirement, it is perfectly logical to think of it as an asset. Humans protect their worldly assets, their houses, their families. Why not protect their earning power and their careers? With many companies cutting back their human relations and employee development departments, training budgets tend to be very localized, and somewhat reduced in size and scope from what they once were. More responsibility falls on the shoulders of departmental managers and their staffs. It is up to employees and managers to talk about, and perhaps plan, for employees’ futures — but the bulk of the responsibility rests with the employees?